Hi, I’m Dexter Lyons. As you have probably experienced yourself, life has a way of taking unexpected turns that lead to lessons and decisions that make us who we are today. A prank with a blast of compressed air left me with a ruptured disk shortly after high school, prompting my decision to attend college and find a new career. There, I became fascinated with computers and investing and promptly lost $10,000 trading penny stocks.

At first, I thought I was the problem. So I found an experienced broker – my dad’s best friend’s broker - and invested $26,000 of my hard-earned money. In just two weeks, half my money was gone. That left me very motivated to find out how I could be on the winning side of the trade.  I made a promise to myself that I would try to never suffer excessive losses again.  I focused my college studies on computers and the stock market. Soon I was putting new ideas based on technical analysis to work investing through local stock and computer clubs.  I later invested my own account at a discount brokerage firm, buying and selling no-load, no-transaction-fee (NTF) mutual funds using some basic chart-analysis techniques.  Since then I have spent over 27 years in the investment industry, managing client assets.

Over time, as I accumulated assets and years, my focus has turned more and more to protect capital preservation. I still attempt to make money when the risk is low and my indicators show the market is on a steady up trend. But when the risk/reward ratio doesn’t make sense, I turn conservative. This is the approach I take managing client monies. In fact, I invest client assets exactly the same as my own money. I watch their investments every day and I do my best to manage risk in rocky markets so that when the market is in our favor, we have the funds to invest and potentially profit from up moves.

I welcome the opportunity to discuss my investment approach and results with you and I look forward to continuing my pursuit of being on the winning side of the trade.   

There is no guarantee that any investment will achieve its objectives, generate positive returns, or avoid losses.  The Adviser’s judgment about the attractiveness, value and potential appreciation of particular asset classes and securities may prove to be incorrect and may not produce the desired results.

This material has been provided by Horizon Capital Management, Inc., (HCM) and is for informational purposes only.  HCM serves as investment adviser to a mutual fund distributed through Northern Lights Distributors, LLC member FINRA/SIPC. Northern Lights Distributors, LLC and HCM are not affiliated entities.                                                                                                                                         (NLD Review Code: 3616-NLD-8/17/2017)


Investors should carefully consider the investment objectives, risks, charges and expenses of the Issachar Fund. This and other important information about the Fund is contained in the prospectus, which can be obtained by calling 1-866-787-8355. The prospectus should be read carefully before investing. The Issachar Fund is distributed by Northern Lights Distributors, LLC, member FINRA/SIPC. Horizon Capital Management Inc., is not affiliated with Northern Lights Distributors, LLC.